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About Your Insurance

There are two types of health insurance that will help pay for your eye care services and optical products. You may have both types and Dr. Waguespack's office accepts most insurance plans in both categories: (1) vision plans (such as VSP and Always) and (2) medical insurance (such as Blue Cross/Blue Shield, Medicare and others).

  • Vision plans only cover routine vision wellness exams, along with eyeglasses, and contact lenses. Vision plans do not cover medical eye care(the diagnosis, management or treatment of eye health problems).
  • Medical insurance must be used for medical eye care.
  • If you have both types of insurance plans, it may be necessary for us to bill some services to one plan and some services to the other. We will follow a procedure called "Coordination of Benefits" to do this properly and to minimize your out-of-pocket expense.
  • If some fees are not paid by your insurance, we will bill you for them, such as deductibles, co-pays, or non-covered services as allowed by the insurance contract.

Please provide your insurance cards to our staff member so we can make a copy. We need to have your medical insurance care or Medicare on file in case we should need it in the future for billing your insurance.

Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs. Here are just some of the plans that we accept:

Vision Plans We Accept

  • VSP
  • Alwayscare
  • Amerihealth
  • Care Credit
  • Envolve Benefis Optiions
  • Guardian
  • Metlife
  • Starmount
  • VSP
  • Alwayscare
  • Amerihealth
  • Care Credit
  • Envolve Benefis Optiions
  • Guardian
  • Metlife
  • Starmount

Medical Plans We Accept

  • VSP
  • AARP
  • Aetna
  • Aetna Medicare
  • Amerihealth
  • Anthem Medicare
  • Assurant health
  • Blue Cross
  • Blue Cross Blue Shield
  • Blue Cross Blue Shield Federal
  • Care Credit
  • Champva
  • Cigna
  • CoreSource
  • Coventry Health Care
  • Envolve Benefis Optiions
  • Gilsbar
  • Golden Rule
  • Humana
  • Humana Military & Tricare
  • Ima
  • Medi Share
  • Medicare
  • Medishare
  • Meritain Health
  • Metlife
  • Mutual Of Omaha
  • Phcs
  • Tricare
  • UMR
  • United Health Care
  • United Healthcare Medicare Solutions
  • Vantage Health Plan
  • Webtpa
  • VSP
  • AARP
  • Aetna
  • Aetna Medicare
  • Amerihealth
  • Anthem Medicare
  • Assurant health
  • Blue Cross
  • Blue Cross Blue Shield
  • Blue Cross Blue Shield Federal
  • Care Credit
  • Champva
  • Cigna
  • CoreSource
  • Coventry Health Care
  • Envolve Benefis Optiions
  • Gilsbar
  • Golden Rule
  • Humana
  • Humana Military & Tricare
  • Ima
  • Medi Share
  • Medicare
  • Medishare
  • Meritain Health
  • Metlife
  • Mutual Of Omaha
  • Phcs
  • Tricare
  • UMR
  • United Health Care
  • United Healthcare Medicare Solutions
  • Vantage Health Plan
  • Webtpa

If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.

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The cost of routine eye exams and prescription eyewear can be of real concern, especially for large families. In many cases, vision insurance can lower these annual expenses.

A vision insurance policy is not the same as medical insurance. Regular medical health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.

  • Vision insurance is designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost. Learn about types of plans, coverage and payment options.
  • Make the most of your vision insurance plan by understanding your particular vision coverage.
  • As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. CareCredit lets you begin your procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget.